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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,503 | $71,215+159.1% | $93,696+96.9% | $80,935+128.0% |
| Participation rate | 95.1% | 60.4%+34.7pp | 68.7%+26.4pp | 67.7%+27.5pp |
| Annual return | 12.97% | 11.27%+1.7pp | 133.74%-120.8pp | 35.66%-22.7pp |
| Employer contribution / active EE | $1,182 | $1,565-24.5% | $2,422-51.2% | $2,757-57.1% |
| Participant deferral / active EE | $8,849 | $4,037+119.2% | $4,417+100.4% | $4,299+105.8% |
| Admin fee / account holder | $13,636 | $6,958+96.0% | $8,287+64.6% | $6,924+96.9% |