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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,745 | $58,493+34.6% | $84,023-6.3% | $72,976+7.9% |
| Participation rate | 98.8% | 61.2%+37.5pp | 69.0%+29.7pp | 69.5%+29.3pp |
| Annual return | 13.56% | 28.93%-15.4pp | 71.32%-57.8pp | 81.02%-67.5pp |
| Employer contribution / active EE | $2,820 | $1,163+142.4% | $1,984+42.1% | $2,440+15.6% |
| Participant deferral / active EE | $5,708 | $2,394+138.4% | $3,239+76.2% | $3,608+58.2% |
| Admin fee / account holder | $1,657 | $4,569-63.7% | $6,102-72.8% | $5,124-67.7% |