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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,094 | $59,819+38.9% | $79,583+4.4% | $68,490+21.3% |
| Participation rate | 96.7% | 61.1%+35.6pp | 69.5%+27.2pp | 67.9%+28.8pp |
| Annual return | -18.42% | -12.30%-6.1pp | 0.16%-18.6pp | -7.85%-10.6pp |
| Employer contribution / active EE | $1,090 | $1,505-27.6% | $2,414-54.9% | $2,597-58.0% |
| Participant deferral / active EE | $7,832 | $3,025+158.9% | $3,986+96.5% | $4,028+94.4% |
| Admin fee / account holder | $2,164 | $4,835-55.2% | $6,835-68.3% | $5,403-59.9% |