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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,138 | $77,920+46.5% | $149,723-23.8% | $75,177+51.8% |
| Participation rate | 61.9% | 65.6%-3.7pp | 78.8%-16.9pp | 67.2%-5.3pp |
| Annual return | 19.26% | 31.72%-12.5pp | 134.50%-115.2pp | 160.75%-141.5pp |
| Employer contribution / active EE | $2,810 | $3,138-10.5% | $4,821-41.7% | $2,671+5.2% |
| Participant deferral / active EE | $6,652 | $3,411+95.0% | $5,682+17.1% | $4,126+61.2% |
| Admin fee / account holder | $1,758 | $5,951-70.5% | $13,215-86.7% | $5,651-68.9% |