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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,682 | $91,198+1.6% | $178,503-48.1% | $79,856+16.1% |
| Participation rate | 66.7% | 69.2%-2.5pp | 81.9%-15.3pp | 69.6%-3.0pp |
| Annual return | 18.39% | 24.20%-5.8pp | 151.12%-132.7pp | 31.71%-13.3pp |
| Employer contribution / active EE | $2,673 | $3,257-17.9% | $5,011-46.7% | $2,471+8.2% |
| Participant deferral / active EE | $5,237 | $3,237+61.8% | $5,202+0.7% | $3,741+40.0% |
| Admin fee / account holder | $3,979 | $6,748-41.0% | $13,987-71.6% | $5,306-25.0% |