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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,044 | $77,896-4.9% | $134,172-44.8% | $82,448-10.2% |
| Participation rate | 89.7% | 62.8%+27.0pp | 72.5%+17.3pp | 68.1%+21.7pp |
| Annual return | 16.36% | 18.21%-1.9pp | 25.30%-8.9pp | 41.64%-25.3pp |
| Employer contribution / active EE | $373 | $2,159-82.7% | $3,420-89.1% | $2,551-85.4% |
| Participant deferral / active EE | $1,087 | $3,162-65.6% | $4,690-76.8% | $4,139-73.7% |
| Admin fee / account holder | $6,035 | $6,336-4.8% | $12,016-49.8% | $7,234-16.6% |