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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,953 | $111,535+154.6% | $105,223+169.9% | $137,256+106.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 1.74% | 237.85%-236.1pp | 180.65%-178.9pp | 220.34%-218.6pp |
| Employer contribution / active EE | $5,724 | $3,939+45.3% | $3,689+55.2% | $4,156+37.7% |
| Participant deferral / active EE | $30,190 | $5,500+448.9% | $5,072+495.3% | $6,407+371.2% |
| Admin fee / account holder | $1,007 | $9,721-89.6% | $8,859-88.6% | $12,270-91.8% |