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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,987 | $123,793+274.8% | $177,840+160.9% | $79,852+481.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 13.15% | 22.82%-9.7pp | 48.32%-35.2pp | 31.72%-18.6pp |
| Employer contribution / active EE | $16,068 | $4,095+292.4% | $5,919+171.5% | $2,471+550.2% |
| Participant deferral / active EE | $14,478 | $5,956+143.1% | $7,714+87.7% | $3,740+287.1% |
| Admin fee / account holder | $15,987 | $7,243+120.7% | $12,431+28.6% | $5,306+201.3% |