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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,004 | $94,529+331.6% | $140,019+191.4% | $64,173+535.8% |
| Participation rate | 98.7% | 84.1%+14.6pp | 87.5%+11.2pp | 69.6%+29.1pp |
| Annual return | -6.60% | 7.77%-14.4pp | 651.15%-657.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $14,986 | $3,812+293.1% | $5,605+167.4% | $2,381+529.4% |
| Participant deferral / active EE | $12,881 | $5,250+145.3% | $6,927+86.0% | $3,470+271.2% |
| Admin fee / account holder | $6,420 | $6,741-4.8% | $10,705-40.0% | $4,887+31.4% |