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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,740 | $56,894+1.5% | $84,753-31.9% | $62,881-8.2% |
| Participation rate | 87.8% | 68.5%+19.3pp | 76.6%+11.2pp | 69.3%+18.5pp |
| Annual return | -2.80% | 6.30%-9.1pp | 22.78%-25.6pp | 20.14%-22.9pp |
| Employer contribution / active EE | $2,974 | $2,400+23.9% | $3,574-16.8% | $2,281+30.4% |
| Participant deferral / active EE | $2,134 | $2,709-21.2% | $3,712-42.5% | $3,203-33.4% |
| Admin fee / account holder | $459 | $3,581-87.2% | $5,333-91.4% | $4,296-89.3% |