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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,958 | $63,346-10.1% | $92,239-38.2% | $70,124-18.8% |
| Participation rate | 97.2% | 68.7%+28.6pp | 76.5%+20.7pp | 69.5%+27.7pp |
| Annual return | 11.13% | 530.19%-519.1pp | 176.29%-165.2pp | 73.14%-62.0pp |
| Employer contribution / active EE | $2,434 | $2,471-1.5% | $3,680-33.9% | $2,342+3.9% |
| Participant deferral / active EE | $2,304 | $2,854-19.3% | $3,897-40.9% | $3,332-30.9% |
| Admin fee / account holder | $10,616 | $3,841+176.4% | $5,194+104.4% | $4,645+128.5% |