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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,697 | $72,027-37.9% | $185,835-75.9% | $79,852-44.0% |
| Participation rate | 60.7% | 65.8%-5.1pp | 78.0%-17.3pp | 69.6%-8.9pp |
| Annual return | 13.40% | 23.13%-9.7pp | 35.96%-22.6pp | 31.72%-18.3pp |
| Employer contribution / active EE | $2,047 | $1,965+4.2% | $4,087-49.9% | $2,471-17.2% |
| Participant deferral / active EE | $3,970 | $3,780+5.0% | $5,633-29.5% | $3,740+6.1% |
| Admin fee / account holder | $63 | $4,513-98.6% | $9,502-99.3% | $5,306-98.8% |