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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,336 | $52,519-55.6% | $155,789-85.0% | $59,633-60.9% |
| Participation rate | 36.7% | 61.7%-25.0pp | 76.1%-39.4pp | 68.7%-32.0pp |
| Annual return | -2.47% | 53.51%-56.0pp | 71.54%-74.0pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $864 | $1,589-45.6% | $3,839-77.5% | $2,203-60.8% |
| Participant deferral / active EE | $2,658 | $3,084-13.8% | $4,798-44.6% | $3,192-16.7% |
| Admin fee / account holder | $2,838 | $3,540-19.8% | $7,477-62.1% | $4,297-34.0% |