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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,904 | $78,670+72.8% | $109,173+24.5% | $85,847+58.3% |
| Participation rate | 71.4% | 68.3%+3.2pp | 75.9%-4.5pp | 69.3%+2.1pp |
| Annual return | 16.58% | 25.09%-8.5pp | 25.75%-9.2pp | 318.61%-302.0pp |
| Employer contribution / active EE | $1,883 | $2,734-31.1% | $3,723-49.4% | $2,565-26.6% |
| Participant deferral / active EE | $1,191 | $3,467-65.7% | $4,654-74.4% | $3,952-69.9% |
| Admin fee / account holder | $3,470 | $5,469-36.6% | $6,755-48.6% | $6,261-44.6% |