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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,868 | $65,367+57.4% | $92,915+10.7% | $72,976+41.0% |
| Participation rate | 65.0% | 68.3%-3.3pp | 76.0%-11.0pp | 69.5%-4.5pp |
| Annual return | 22.08% | 42.11%-20.0pp | 109.45%-87.4pp | 81.02%-58.9pp |
| Employer contribution / active EE | $1,138 | $2,594-56.1% | $3,653-68.8% | $2,440-53.4% |
| Participant deferral / active EE | $1,956 | $3,128-37.5% | $4,238-53.8% | $3,608-45.8% |
| Admin fee / account holder | $5,116 | $4,251+20.3% | $5,796-11.7% | $5,124-0.2% |