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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,324 | $57,352+64.5% | $83,831+12.5% | $64,173+47.0% |
| Participation rate | 62.9% | 68.6%-5.7pp | 76.1%-13.3pp | 69.6%-6.7pp |
| Annual return | -4.39% | 11.38%-15.8pp | 850.99%-855.4pp | 7.63%-12.0pp |
| Employer contribution / active EE | $1,047 | $2,546-58.9% | $3,631-71.2% | $2,381-56.0% |
| Participant deferral / active EE | $1,899 | $2,993-36.5% | $4,082-53.5% | $3,470-45.3% |
| Admin fee / account holder | $17,450 | $4,046+331.3% | $5,479+218.5% | $4,887+257.0% |