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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,620 | $57,330+52.8% | $86,656+1.1% | $75,177+16.6% |
| Participation rate | 72.9% | 63.2%+9.7pp | 71.7%+1.2pp | 67.2%+5.7pp |
| Annual return | 11.09% | 2675.40%-2664.3pp | 593.09%-582.0pp | 160.75%-149.7pp |
| Employer contribution / active EE | $816 | $2,316-64.8% | $3,025-73.0% | $2,671-69.4% |
| Participant deferral / active EE | $1,484 | $3,320-55.3% | $4,439-66.6% | $4,126-64.0% |
| Admin fee / account holder | $8,622 | $4,115+109.5% | $5,619+53.5% | $5,651+52.6% |