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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,166 | $60,139+1.7% | $90,461-32.4% | $79,856-23.4% |
| Participation rate | 84.9% | 65.0%+19.9pp | 72.7%+12.2pp | 69.6%+15.3pp |
| Annual return | -5.13% | 71.96%-77.1pp | 1294.76%-1299.9pp | 31.71%-36.8pp |
| Employer contribution / active EE | $737 | $2,069-64.4% | $3,264-77.4% | $2,471-70.2% |
| Participant deferral / active EE | $1,365 | $2,939-53.5% | $3,964-65.6% | $3,741-63.5% |
| Admin fee / account holder | $5,063 | $3,978+27.3% | $5,617-9.9% | $5,306-4.6% |