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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,009 | $54,763-10.5% | $90,324-45.7% | $72,976-32.8% |
| Participation rate | 95.9% | 65.2%+30.8pp | 73.3%+22.6pp | 69.5%+26.4pp |
| Annual return | 14.79% | 30.63%-15.8pp | 78.15%-63.4pp | 81.02%-66.2pp |
| Employer contribution / active EE | $769 | $2,093-63.2% | $2,856-73.1% | $2,440-68.5% |
| Participant deferral / active EE | $1,391 | $2,887-51.8% | $3,885-64.2% | $3,608-61.4% |
| Admin fee / account holder | $3,341 | $3,973-15.9% | $5,356-37.6% | $5,124-34.8% |