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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,702 | $48,267-44.7% | $68,794-61.2% | $68,495-61.0% |
| Participation rate | 86.3% | 60.7%+25.6pp | 69.0%+17.3pp | 67.9%+18.4pp |
| Annual return | -16.49% | -12.70%-3.8pp | -6.37%-10.1pp | -7.84%-8.7pp |
| Employer contribution / active EE | $0 | $1,829-100.0% | $2,656-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,314 | $2,867-19.3% | $3,941-41.3% | $4,028-42.5% |
| Admin fee / account holder | $1,268 | $4,362-70.9% | $4,934-74.3% | $5,403-76.5% |