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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,131 | $52,580-12.3% | $71,671-35.6% | $70,126-34.2% |
| Participation rate | 65.5% | 60.9%+4.6pp | 68.7%-3.2pp | 69.5%-4.0pp |
| Annual return | 15.95% | 20.25%-4.3pp | 20.65%-4.7pp | 73.15%-57.2pp |
| Employer contribution / active EE | $0 | $1,616-100.0% | $2,460-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,785 | $2,386-25.2% | $3,438-48.1% | $3,332-46.4% |
| Admin fee / account holder | $198 | $3,653-94.6% | $5,558-96.4% | $4,645-95.7% |