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| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS5 years Filed as: SENTINEL BENEFITS GROUP, LLC Service code 15 · EIN 20-5916766 | Recordkeeping | $46,002 |
NATIONAL FINANCIAL SERVICES2 years Filed as: NATIONAL FINANCIAL SERVICES, LLC Service code 15 · EIN 04-3523567 | Recordkeeping | $7,780 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,129 | $56,152-71.3% | $185,861-91.3% | $73,412-78.0% |
| Participation rate | 88.2% | 67.6%+20.7pp | 78.0%+10.2pp | 72.2%+16.1pp |
| Annual return | 23.19% | 17.59%+5.6pp | 35.96%-12.8pp | 59.30%-36.1pp |
| Employer contribution / active EE | $275 | $1,532-82.0% | $4,088-93.3% | $2,234-87.7% |
| Participant deferral / active EE | $1,506 | $3,659-58.8% | $5,634-73.3% | $3,806-60.4% |
| Admin fee / account holder | $80 | $132-39.0% | $9,503-99.2% | $158-49.0% |