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| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS4 years Filed as: SENTINEL BENEFITS GROUP, LLC Service code 15 · EIN 20-5916766 | Recordkeeping | $46,992 |
Filed as: NATIONAL FINANCIAL SERVICES, LLC Service code 15 · EIN 04-3523567 | Recordkeeping | $5,366 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,466 | $48,471-70.2% | $182,540-92.1% | $67,579-78.6% |
| Participation rate | 87.5% | 67.2%+20.3pp | 78.0%+9.5pp | 71.3%+16.2pp |
| Annual return | 24.79% | 31.08%-6.3pp | 148.58%-123.8pp | 378.56%-353.8pp |
| Employer contribution / active EE | $240 | $1,461-83.6% | $4,076-94.1% | $2,148-88.8% |
| Participant deferral / active EE | $1,260 | $3,324-62.1% | $5,525-77.2% | $3,539-64.4% |
| Admin fee / account holder | $92 | $151-39.3% | $8,593-98.9% | $142-35.5% |