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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC2+ years Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $67,295 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $700 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $229 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,118 | $43,423+84.5% | $78,676+1.8% | $55,167+45.2% |
| Participation rate | 93.3% | 68.0%+25.3pp | 73.6%+19.7pp | 69.0%+24.3pp |
| Annual return | 4.92% | 11.53%-6.6pp | 62.19%-57.3pp | 169.23%-164.3pp |
| Employer contribution / active EE | $2,912 | $1,997+45.9% | $2,850+2.2% | $1,963+48.4% |
| Participant deferral / active EE | $3,632 | $2,509+44.8% | $3,517+3.3% | $3,054+18.9% |
| Admin fee / account holder | $328 | $416-21.2% | $4,510-92.7% | $504-34.9% |