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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,143 | $101,618-84.1% | $93,063-82.7% | $137,256-88.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 15.58% | 223.95%-208.4pp | 34.15%-18.6pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,682 | $2,707-37.9% | $2,476-32.1% | $4,156-59.5% |
| Participant deferral / active EE | $2,272 | $4,279-46.9% | $3,958-42.6% | $6,407-64.5% |
| Admin fee / account holder | $718 | $6,198-88.4% | $6,033-88.1% | $12,270-94.1% |