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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,361 | $109,967-89.7% | $97,197-88.3% | $145,877-92.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.85% | 244.27%-230.4pp | 75.47%-61.6pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,418 | $3,077-53.9% | $2,723-47.9% | $4,663-69.6% |
| Participant deferral / active EE | $1,678 | $4,676-64.1% | $4,263-60.7% | $6,691-74.9% |
| Admin fee / account holder | $630 | $6,199-89.8% | $5,637-88.8% | $13,402-95.3% |