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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,041 | $88,754-42.5% | $81,820-37.6% | $145,877-65.0% |
| Participation rate | 30.0% | 75.1%-45.1pp | 72.4%-42.4pp | 80.3%-50.3pp |
| Annual return | 10.94% | 1031.77%-1020.8pp | 777.93%-767.0pp | 551.28%-540.3pp |
| Employer contribution / active EE | $0 | $3,085-100.0% | $2,915-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $703 | $4,648-84.9% | $4,323-83.7% | $6,691-89.5% |
| Admin fee / account holder | $679 | $8,424-91.9% | $7,391-90.8% | $13,402-94.9% |