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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,322 | $96,678-53.1% | $86,640-47.7% | $139,466-67.5% |
| Participation rate | 37.5% | 74.4%-36.9pp | 71.7%-34.2pp | 80.3%-42.8pp |
| Annual return | 13.57% | 106.69%-93.1pp | 592.52%-578.9pp | 373.66%-360.1pp |
| Employer contribution / active EE | $0 | $3,265-100.0% | $3,024-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $2,031 | $4,837-58.0% | $4,438-54.2% | $6,712-69.7% |
| Admin fee / account holder | $6,720 | $6,410+4.8% | $5,616+19.7% | $11,409-41.1% |