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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,317 | $92,766-63.0% | $82,763-58.5% | $134,545-74.5% |
| Participation rate | 57.1% | 75.2%-18.1pp | 72.6%-15.4pp | 81.2%-24.1pp |
| Annual return | -20.06% | 946.97%-967.0pp | 702.45%-722.5pp | 418.37%-438.4pp |
| Employer contribution / active EE | $0 | $3,273-100.0% | $3,008-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,009 | $4,802-37.4% | $4,395-31.5% | $6,401-53.0% |
| Admin fee / account holder | $2,239 | $5,978-62.5% | $5,325-58.0% | $11,431-80.4% |