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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,041 | $88,815-42.5% | $81,882-37.7% | $145,897-65.0% |
| Participation rate | 30.0% | 75.1%-45.1pp | 72.4%-42.4pp | 80.3%-50.3pp |
| Annual return | 10.94% | 1033.75%-1022.8pp | 779.47%-768.5pp | 552.29%-541.3pp |
| Employer contribution / active EE | $0 | $3,086-100.0% | $2,916-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $703 | $4,647-84.9% | $4,323-83.8% | $6,689-89.5% |
| Admin fee / account holder | $679 | $8,434-91.9% | $7,360-90.8% | $13,390-94.9% |