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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,237 | $140,592-68.5% | $123,105-64.1% | $125,389-64.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -0.83% | 16.80%-17.6pp | 13.22%-14.0pp | 282.24%-283.1pp |
| Employer contribution / active EE | $2,490 | $6,041-58.8% | $5,151-51.7% | $4,866-48.8% |
| Participant deferral / active EE | $1,928 | $6,980-72.4% | $6,229-69.0% | $5,352-64.0% |
| Admin fee / account holder | $11,009 | $11,198-1.7% | $9,014+22.1% | $9,541+15.4% |