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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,100 | $171,867-73.8% | $149,721-69.9% | $147,586-69.4% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 9.04% | 2113.36%-2104.3pp | 1501.67%-1492.6pp | 578.59%-569.6pp |
| Employer contribution / active EE | $4,093 | $6,275-34.8% | $5,444-24.8% | $4,876-16.1% |
| Participant deferral / active EE | $1,657 | $7,270-77.2% | $6,568-74.8% | $5,439-69.5% |
| Admin fee / account holder | $22,717 | $13,799+64.6% | $11,282+101.3% | $10,886+108.7% |