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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,005 | $65,566+84.6% | $86,235+40.3% | $75,177+61.0% |
| Participation rate | 81.8% | 60.5%+21.3pp | 69.0%+12.9pp | 67.2%+14.6pp |
| Annual return | 10.53% | 46.07%-35.5pp | 1170.03%-1159.5pp | 160.75%-150.2pp |
| Employer contribution / active EE | $758 | $1,553-51.2% | $2,381-68.2% | $2,671-71.6% |
| Participant deferral / active EE | $2,813 | $3,023-7.0% | $3,987-29.4% | $4,126-31.8% |
| Admin fee / account holder | $4,304 | $5,470-21.3% | $6,856-37.2% | $5,651-23.8% |