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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,876 | $65,034+95.1% | $90,970+39.5% | $79,856+58.9% |
| Participation rate | 82.7% | 61.6%+21.1pp | 69.0%+13.7pp | 69.6%+13.0pp |
| Annual return | 14.58% | 30.45%-15.9pp | 134.60%-120.0pp | 31.71%-17.1pp |
| Employer contribution / active EE | $212 | $1,247-83.0% | $2,122-90.0% | $2,471-91.4% |
| Participant deferral / active EE | $2,386 | $2,512-5.0% | $3,373-29.3% | $3,741-36.2% |
| Admin fee / account holder | $18,890 | $4,536+316.5% | $5,961+216.9% | $5,306+256.0% |