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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,082 | $59,819+89.0% | $79,583+42.1% | $68,490+65.1% |
| Participation rate | 85.1% | 61.1%+24.0pp | 69.5%+15.6pp | 67.9%+17.2pp |
| Annual return | -15.01% | -12.30%-2.7pp | 0.16%-15.2pp | -7.85%-7.2pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,414-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,786 | $3,025-7.9% | $3,986-30.1% | $4,028-30.8% |
| Admin fee / account holder | $7,171 | $4,835+48.3% | $6,835+4.9% | $5,403+32.7% |