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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,724 | $104,513-58.2% | $76,824-43.1% | $152,870-71.4% |
| Participation rate | 25.0% | 76.6%-51.6pp | 72.1%-47.1pp | 82.4%-57.4pp |
| Annual return | 19.42% | 1013.70%-994.3pp | 1166.26%-1146.8pp | 345.34%-325.9pp |
| Employer contribution / active EE | $805 | $3,117-74.2% | $2,302-65.0% | $4,763-83.1% |
| Participant deferral / active EE | $980 | $4,236-76.9% | $3,336-70.6% | $5,850-83.2% |
| Admin fee / account holder | $625 | $12,279-94.9% | $6,421-90.3% | $11,597-94.6% |