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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,724 | $104,577-58.2% | $76,667-43.0% | $152,909-71.4% |
| Participation rate | 25.0% | 76.6%-51.6pp | 72.1%-47.1pp | 82.5%-57.5pp |
| Annual return | 19.42% | 1014.36%-994.9pp | 1166.74%-1147.3pp | 345.46%-326.0pp |
| Employer contribution / active EE | $805 | $3,119-74.2% | $2,303-65.0% | $4,764-83.1% |
| Participant deferral / active EE | $980 | $4,237-76.9% | $3,336-70.6% | $5,851-83.2% |
| Admin fee / account holder | $625 | $12,290-94.9% | $6,423-90.3% | $11,601-94.6% |