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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,392 | $100,279-46.8% | $81,353-34.4% | $145,884-63.4% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.5%+10.5pp | 80.3%-0.3pp |
| Annual return | 9.03% | 34.49%-25.5pp | 24.82%-15.8pp | 551.85%-542.8pp |
| Employer contribution / active EE | $1,114 | $2,979-62.6% | $2,464-54.8% | $4,662-76.1% |
| Participant deferral / active EE | $1,780 | $4,611-61.4% | $3,885-54.2% | $6,690-73.4% |
| Admin fee / account holder | $2,764 | $8,206-66.3% | $5,766-52.1% | $13,392-79.4% |