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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL LIFE INSURANCE COMPANY Service code 62 · EIN 04-1590850 | Float revenue; Recordkeeping fees | $30,756 |
LPL FINANCIAL3 years Filed as: LPL FINANCIAL - RP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $15,333 |
JPMORGAN INVEST HOLDINGS LLC8+ years Filed as: CHASE BENEFIT ADVISORS Service code 13 · EIN 54-1370499 | Contract Administrator | $13,406 |
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $4,918 |
LPL FINANCIAL8+ years Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $3,067 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,701 | $62,715-11.2% | $104,299-46.6% | $66,949-16.8% |
| Participation rate | 91.7% | 59.6%+32.2pp | 73.3%+18.5pp | 69.8%+21.9pp |
| Annual return | -10.46% | -14.70%+4.2pp | 24.62%-35.1pp | 1.57%-12.0pp |
| Employer contribution / active EE | $1,547 | $1,976-21.7% | $3,373-54.1% | $2,545-39.2% |
| Participant deferral / active EE | $2,463 | $2,852-13.6% | $4,626-46.7% | $4,239-41.9% |
| Admin fee / account holder | $410 | $657-37.6% | $7,339-94.4% | $594-30.9% |