Filed March 23, 2001
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 26-4310844 2000 WESTCHESTER AVE · PURCHASE, NY 10577 | Advisory (Participants) | $19,685 |
NWPS1 year Service code 37 · EIN 91-2090931 4025 DELRIDGE WAY SW · SEATTLE, MD 98106 | Loan Processing | $13,566 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,205 | $136,307-44.8% | $177,821-57.7% | $73,488+2.3% |
| Participation rate | 74.8% | 86.1%-11.3pp | 87.7%-12.9pp | 70.7%+4.1pp |
| Annual return | 22.20% | 18.68%+3.5pp | 48.32%-26.1pp | 28.51%-6.3pp |
| Employer contribution / active EE | $0 | $3,712-100.0% | $5,918-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $3,110 | $5,829-46.6% | $7,714-59.7% | $3,740-16.8% |
| Admin fee / account holder | $361 | $596-39.3% | $12,427-97.1% | $513-29.6% |