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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,742 | $90,320-81.5% | $59,496-71.9% | $125,389-86.6% |
| Participation rate | 54.5% | 68.3%-13.7pp | 54.6%0pp | 83.2%-28.6pp |
| Annual return | -10.88% | 369.13%-380.0pp | 182.05%-192.9pp | 282.24%-293.1pp |
| Employer contribution / active EE | $1,106 | $1,792-38.2% | $1,153-4.0% | $4,866-77.3% |
| Participant deferral / active EE | $4,025 | $2,716+48.2% | $1,829+120.0% | $5,352-24.8% |
| Admin fee / account holder | $146 | $3,063-95.2% | $2,232-93.5% | $9,541-98.5% |