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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,709 | $81,668-45.3% | $58,507-23.6% | $139,487-67.9% |
| Participation rate | 88.2% | 61.3%+26.9pp | 50.9%+37.4pp | 80.3%+7.9pp |
| Annual return | 20.70% | 7430.07%-7409.4pp | 4252.32%-4231.6pp | 373.84%-353.1pp |
| Employer contribution / active EE | $5,860 | $1,398+319.2% | $1,053+456.4% | $4,755+23.3% |
| Participant deferral / active EE | $3,536 | $2,554+38.5% | $1,922+84.0% | $6,713-47.3% |
| Admin fee / account holder | $582 | $3,212-81.9% | $2,486-76.6% | $11,407-94.9% |