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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,820 | $96,361-72.2% | $80,607-66.7% | $139,456-80.8% |
| Participation rate | 55.6% | 73.6%-18.1pp | 67.0%-11.5pp | 80.3%-24.8pp |
| Annual return | 23.07% | 1350.95%-1327.9pp | 936.11%-913.0pp | 373.45%-350.4pp |
| Employer contribution / active EE | $1,762 | $3,262-46.0% | $2,724-35.3% | $4,753-62.9% |
| Participant deferral / active EE | $5,671 | $5,232+8.4% | $4,448+27.5% | $6,711-15.5% |
| Admin fee / account holder | $1,371 | $6,601-79.2% | $5,379-74.5% | $11,407-88.0% |