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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,627 | $93,117-80.0% | $77,096-75.8% | $134,532-86.2% |
| Participation rate | 62.5% | 74.5%-12.0pp | 67.9%-5.4pp | 81.2%-18.7pp |
| Annual return | -20.27% | 62.67%-82.9pp | 42.35%-62.6pp | 418.27%-438.5pp |
| Employer contribution / active EE | $1,343 | $3,420-60.7% | $2,814-52.3% | $4,741-71.7% |
| Participant deferral / active EE | $7,318 | $5,241+39.6% | $4,429+65.2% | $6,401+14.3% |
| Admin fee / account holder | $7,186 | $6,948+3.4% | $5,428+32.4% | $11,429-37.1% |