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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,672 | $64,719+122.0% | $112,249+28.0% | $68,486+109.8% |
| Participation rate | 92.9% | 67.2%+25.7pp | 75.1%+17.8pp | 67.9%+25.0pp |
| Annual return | -25.57% | -11.40%-14.2pp | 27.48%-53.1pp | -7.85%-17.7pp |
| Employer contribution / active EE | $0 | $2,747-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $6,764 | $3,565+89.7% | $4,729+43.0% | $4,028+67.9% |
| Admin fee / account holder | $1,099 | $5,232-79.0% | $6,412-82.9% | $5,404-79.7% |