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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,730 | $87,546+23.1% | $75,784+42.2% | $125,389-14.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | 1.44% | 13.49%-12.0pp | 9.68%-8.2pp | 282.24%-280.8pp |
| Employer contribution / active EE | $2,174 | $3,930-44.7% | $3,323-34.6% | $4,866-55.3% |
| Participant deferral / active EE | $3,963 | $4,230-6.3% | $3,652+8.5% | $5,352-25.9% |
| Admin fee / account holder | $424 | $6,503-93.5% | $5,300-92.0% | $9,541-95.6% |