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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,217 | $93,589-22.8% | $135,942-46.9% | $75,181-3.9% |
| Participation rate | 93.3% | 75.2%+18.1pp | 81.9%+11.4pp | 67.2%+26.1pp |
| Annual return | 44.24% | 30.90%+13.3pp | 68.28%-24.0pp | 160.69%-116.4pp |
| Employer contribution / active EE | $5,256 | $3,537+48.6% | $4,858+8.2% | $2,671+96.8% |
| Participant deferral / active EE | $10,219 | $6,405+59.5% | $7,759+31.7% | $4,126+147.7% |
| Admin fee / account holder | $4,156 | $6,977-40.4% | $10,764-61.4% | $5,650-26.4% |