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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,333 | $76,551-77.4% | $123,894-86.0% | $62,881-72.4% |
| Participation rate | 97.8% | 73.0%+24.8pp | 81.4%+16.4pp | 69.3%+28.5pp |
| Annual return | 10.62% | 18.68%-8.1pp | 47.52%-36.9pp | 20.14%-9.5pp |
| Employer contribution / active EE | $2,995 | $2,882+3.9% | $4,617-35.1% | $2,281+31.3% |
| Participant deferral / active EE | $5,081 | $4,840+5.0% | $5,984-15.1% | $3,203+58.6% |
| Admin fee / account holder | $3,765 | $4,826-22.0% | $8,357-55.0% | $4,296-12.4% |