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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,774 | $209,422-79.1% | $178,503-75.5% | $158,982-72.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.10% | 188.81%-178.7pp | 151.12%-141.0pp | 302.99%-292.9pp |
| Employer contribution / active EE | $1,588 | $5,707-72.2% | $5,011-68.3% | $4,763-66.7% |
| Participant deferral / active EE | $1,808 | $5,955-69.6% | $5,202-65.2% | $5,983-69.8% |
| Admin fee / account holder | $927 | $17,079-94.6% | $13,987-93.4% | $11,252-91.8% |