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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,910 | $202,326-82.7% | $172,745-79.8% | $152,870-77.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.4%+17.6pp |
| Annual return | 13.05% | 1029.72%-1016.7pp | 802.90%-789.8pp | 345.34%-332.3pp |
| Employer contribution / active EE | $1,686 | $5,858-71.2% | $5,144-67.2% | $4,763-64.6% |
| Participant deferral / active EE | $2,355 | $5,948-60.4% | $5,197-54.7% | $5,850-59.7% |
| Admin fee / account holder | $516 | $17,110-97.0% | $13,954-96.3% | $11,597-95.5% |