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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,910 | $202,342-82.7% | $172,753-79.8% | $152,909-77.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 13.05% | 1029.88%-1016.8pp | 803.00%-790.0pp | 345.46%-332.4pp |
| Employer contribution / active EE | $1,686 | $5,857-71.2% | $5,144-67.2% | $4,764-64.6% |
| Participant deferral / active EE | $2,355 | $5,948-60.4% | $5,198-54.7% | $5,851-59.8% |
| Admin fee / account holder | $516 | $17,112-97.0% | $13,956-96.3% | $11,601-95.6% |