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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,633 | $68,394-2.6% | $94,672-29.6% | $75,177-11.4% |
| Participation rate | 69.4% | 76.1%-6.6pp | 80.8%-11.4pp | 67.2%+2.2pp |
| Annual return | 17.30% | 616.92%-599.6pp | 156.89%-139.6pp | 160.75%-143.4pp |
| Employer contribution / active EE | $3,649 | $2,701+35.1% | $3,673-0.7% | $2,671+36.6% |
| Participant deferral / active EE | $4,849 | $6,536-25.8% | $7,417-34.6% | $4,126+17.5% |
| Admin fee / account holder | $10,794 | $5,326+102.7% | $7,222+49.5% | $5,651+91.0% |