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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,903 | $135,645-49.2% | $110,243-37.5% | $135,380-49.1% |
| Participation rate | 47.6% | 83.5%-35.8pp | 79.8%-32.2pp | 82.6%-35.0pp |
| Annual return | -4.25% | 513.24%-517.5pp | 314.76%-319.0pp | 519.81%-524.1pp |
| Employer contribution / active EE | $1,877 | $4,907-61.7% | $3,827-51.0% | $4,779-60.7% |
| Participant deferral / active EE | $3,395 | $5,507-38.3% | $4,672-27.3% | $5,609-39.5% |
| Admin fee / account holder | $7,036 | $11,458-38.6% | $8,548-17.7% | $10,828-35.0% |